In this episode of Talking to AI, Paul unpacks one of the most misunderstood topics in modern finance — how mortgages, bonds, and fractional reserve banking truly work. From the mechanics of mortgage-backed securities to the myths of money creation, this deep dive reveals how banks make money, why they can lend more than they hold, and what really backs your mortgage. A must-listen for anyone curious about how financial systems sustain the economy.
🎙️ Hosted by Paul at Talking to AI — where real people, real problems, and real conversations meet artificial intelligence.
🍱🥡🍔 Paul’s Takeaway
This episode really cleared up how the process works in my head. I realise (like alot of things in life) I had a vague idea but now I really now how it works.